디지털 경제에서 우리는 매일 수많은 소액 결제와 환불, 리워드를 발생시키지만, 대부분 이를 방치합니다. 2024년 한국소비자원 조사에 따르면, 성인 1인당 미사용 포인트·캐시 백만 원 이상 보유자는 전체의 17%에 달하는 반면, 이를 체계적으로 관리하는 소비자는 31%에 불과했습니다. 이 ‘잠자는 자산’을 현명하게 현금화하는 것은 단순한 절약이 아닌, 새로운 금융 관리의 시작입니다. 소액 자산의 숨겨진 생태계 소액 현금화의 영역은 […]
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